PolicyAutopilot · AI for insurance brokers
Policies in on WhatsApp. Checked and commissioned on autopilot.
PolicyAutopilot is an AI assistant for insurance brokers. Agents send policy PDFs on WhatsApp. PolicyAutopilot reads each one, checks it against the insurer’s QR code, flags mistakes and works out the agent’s commission. Nobody has to type anything.
Every policy typed by hand. Every commission argued over.
Every month, agents and POSPs send brokers hundreds or thousands of policy PDFs on WhatsApp and email. Office staff type each one by hand.
Mistakes like a wrong premium, name or vehicle number, or even an edited PDF, go unnoticed until a claim or an audit. Commissions are worked out in Excel, agents argue about the amounts, and every new agent means more office staff.
What slips through today
- Wrong premium, name or vehicle number
- Edited or fake policy PDFs
- The same policy submitted twice
- Commission errors and payout disputes
- Missing records at audit time
PolicyAutopilot catches these the moment a policy arrives.
Send, read, check, pay
Send
The agent forwards the policy PDF on WhatsApp or uploads it on the portal.
Read
AI reads all the key details in seconds.
Check
Details are matched against the insurer’s QR code. Correct policies are approved and problems are flagged.
Pay
The agent’s commission is worked out and added to their statement.
From WhatsApp to commission statement in one system
WhatsApp submission
Agents forward the policy PDF. No app to install, and status updates come back on WhatsApp.
AI policy reading
Reads every key detail: 99.4% accurate on PDFs and 95.2% on scanned copies.
Insurer QR check
Matches each policy with the insurer’s own QR data to catch mistakes and edited PDFs.
Duplicate and fraud check
Stops the same policy being submitted twice and catches fake documents.
Commission calculator
Rates for each insurer and product, slab rates, agent statements and payment tracking.
Money-in, money-out matching
Commission reconciliation in minutes, not days.
Review queue
Your team sees only the policies with problems, each with a time limit.
Dashboards and reports
Live views for owners, managers and agents, with download to Excel.
Admin control
Add insurers, set auto-approval rules and decide who can see what.
What changes for your business
Save staff time
No more typing policies by hand.
Stop wrong payouts
Every commission is calculated the same way, every time.
Catch fraud early
Fake or edited policies are caught the moment they arrive.
Happier agents
They always know their policy status and what they’ll be paid.
Ready for audits
Correct records and a full history of every policy.
Grow without hiring
Handle more agents and policies with the same team.
Built for broker operations
- Insurance brokers with agent or POSP networks handling 1,000+ policies a month
- Operations heads who want to stop manual data entry
- Finance teams who want correct, on-time commissions
- Business owners who want to grow without hiring more back-office staff
Checks, not just reads
- Verified, not just read: every policy is checked against the insurer’s own QR data.
- WhatsApp first: agents use what they already use every day.
- Commissions included: checking and payout happen in one step.
- Proven: already running at an insurance broker.
- Data stays in India: personal details like PAN, Aadhaar and bank numbers are masked.
- Compliant: designed to follow the DPDP Act 2023 and IRDAI guidelines.
- Pay per policy: no big licence fee.
Frequently asked questions
Do our agents need to install an app?
No. Agents forward the policy PDF on WhatsApp, just as they do today.
Which insurers does it work with?
It works with policies from all major general and life insurers. New insurers and formats can be added.
What happens if a policy doesn’t match?
It goes to a review queue. Your team sees exactly which detail doesn’t match and can approve, reject or ask the agent to send it again.
Can it work alongside our current software?
Yes. You can download data to Excel or connect PolicyAutopilot to your existing system, so you don’t have to replace anything.
Where is our data stored?
In India, with personal details masked and a full history of every action.
How do we get started?
Book a demo, then try PolicyAutopilot free on your first 50 policies.
See it with your own policies
Forward one of your policies on WhatsApp during a 10-minute demo and see the result in seconds. Your first 50 policies are free. Or email akilan@annovatechnologies.com.